A project of the Solano County Planning Collaborative


What if I don’t have a lot of money available right now to build an ADU?

If you have equity in your home, a cash-out refinance or home equity loan/line of credit (HELOC) might work for you. Financing is typically unavailable for homeowners with lower income and insufficient home equity, but the California Housing Finance Agency (Cal HFA) ADU Program has grants available of up to $40,000 to qualified homeowners – check their website for the most up-to-date information.

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